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The Registered Retirement Savings Plan (RRSP) 101: the real guide we should have been given
retirement, finance, saving Natasha Sivret 2025-12-16 retirement, finance, saving Natasha Sivret 2025-12-16

The Registered Retirement Savings Plan (RRSP) 101: the real guide we should have been given

A real world breakdown of how RRSPs actually work, explained way better than any bank brochure you have ever been handed.

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Featured
Follow this checklist once a year and Save $500 or more
Jan 8, 2026
Follow this checklist once a year and Save $500 or more
Jan 8, 2026

Your New Year checklist for minimal effort, high impact savings

Read More →
Jan 8, 2026
What is the S&P 500 and why everyone keeps talking about it
Dec 23, 2025
What is the S&P 500 and why everyone keeps talking about it
Dec 23, 2025

A simple breakdown of the S&P500 and why this easy investment strategy is also probably one of the smartest

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Dec 23, 2025
How Maternity Leave Works in Quebec explained in simple terms: A Complete Guide to QPIP Benefits
Dec 19, 2025
How Maternity Leave Works in Quebec explained in simple terms: A Complete Guide to QPIP Benefits
Dec 19, 2025

A practical breakdown of QPIP so you can plan your leave, protect your income and avoid costly mistakes

Read More →
Dec 19, 2025
The Registered Retirement Savings Plan (RRSP) 101: the real guide we should have been given
Dec 16, 2025
The Registered Retirement Savings Plan (RRSP) 101: the real guide we should have been given
Dec 16, 2025

A real world breakdown of how RRSPs actually work, explained way better than any bank brochure you have ever been handed.

Read More →
Dec 16, 2025
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View fullsize Québec parents this one is for you
Allocation famille payment dates for 2026

Tip; you can receive monthly installments instead of quarterly by making the change in your Revenue Québec account 

Save this so you know exactly when it hit
View fullsize
View fullsize The information isn’t always easy to find, so I made it easy (and cute) for you.

Canada Child Benefit payment dates for 2026 💕
Money is easier when you know what to expect.

Save this and follow @hotmoneymom ✨🫶🏻
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View fullsize Everyone talks about the S&P 500
But almost no one explains it clearly

So here it is in plain language

The S&P 500 is an index that tracks 500 of the biggest companies in the US
When you invest in it you are not betting on one stock
You are

Because moms deserve wealth, and a latte.


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Disclaimer

Hot Money Mom is not a financial advisor, accountant, or licensed investment professional. All content on this website is for informational and entertainment purposes only and should not be interpreted as personalized financial advice, professional recommendations, or a promise of future performance. I share my own opinions, experiences, and mom-life money tips, but any financial decisions you make are entirely your responsibility. Always verify information independently and consult a qualified professional before acting on anything that could impact your finances.