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Hot Mom Money
Hot Mom Money
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On the Blog

Featured
Everything RESPs: The Money Lesson They Forgot to Teach Us in School
May 25, 2026
Everything RESPs: The Money Lesson They Forgot to Teach Us in School
May 25, 2026

How government grants, investing and time could turn a few hundred dollars a month into over $100,000 for your child’s future.

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May 25, 2026
The Hot Money Mom Playbook: What To Do When the Stock Market Plummets
April 6, 2026
The Hot Money Mom Playbook: What To Do When the Stock Market Plummets
April 6, 2026

The biggest threat to your returns isn’t the market… it’s how you react to it.

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April 6, 2026
Filing Your Own Taxes in Canada & Quebec (Yes, You Can Do It)
March 16, 2026
Filing Your Own Taxes in Canada & Quebec (Yes, You Can Do It)
March 16, 2026

Your step by step guide to filing your own taxes in Canada and Quebec using free tax software - including where to do it for free

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March 16, 2026
The Hot Money Mom Grocery Playbook That Could Save You $2500+ Per Year (With Real Numbers)
March 5, 2026
The Hot Money Mom Grocery Playbook That Could Save You $2500+ Per Year (With Real Numbers)
March 5, 2026

13 simple ways to cut your grocery bill without couponing, price matching, or driving to 6 different stores.

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March 5, 2026
View fullsize People think building a big education fund means putting away thousands every month…

Meanwhile me: 👀

RESP + government grants + investing + time (18 years)

That $208/month does not look so small anymore.

And no, you do not need to max it
View fullsize I’ve been getting asked a lot lately what I invest in 👀

So here’s my setup 💅

Mostly ETFs.
📈 VFV = S&P 500
💻 QQQ = Nasdaq
🌎 XEQT / VEQT = globally diversified ETFs

Then I keep a tiny “for fun” section for individual
View fullsize A little home bias never hurt anybody 💅🍁
You don’t need to invest only in U.S. stocks to build wealth. Learn how Canadian stocks and diversified ETFs can fit into a long term investing strategy.

#CanadianStocks #CanadianInvestor #ETFCanada #
View fullsize The TFSA is not meant to be a Savings account; it’s meant to be an INVESTMENT account

Your TFSA deserves better than collecting dust as a glorified savings account 😭💅

A TFSA is one of the BEST ways in to build wealth in Canada:
✨ tax free g
View fullsize Confused about TFSAs, RRSPs, FHSAs and RESPs? 👀
Here’s your simple registered account cheat sheet for Canadians 💕

Choosing the right account can save you thousands over time and help you better reach your goals. 

Also, do not forget to inve
View fullsize Moms are financial powerhouses 💕
We budget, plan, research, negotiate and build futures for our families every single day.

Happy Mother’s Day to the women doing invisible, millionaire level work behind the scenes 👀

Here’s your reminde

Because moms deserve wealth, and a latte.


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Disclaimer

Hot Money Mom is not a financial advisor, accountant, or licensed investment professional. All content on this website is for informational and entertainment purposes only and should not be interpreted as personalized financial advice, professional recommendations, or a promise of future performance. I share my own opinions, experiences, and mom-life money tips, but any financial decisions you make are entirely your responsibility. Always verify information independently and consult a qualified professional before acting on anything that could impact your finances.