The Calculators Every Mom Needs (But Finance Bros Have Never Heard Of)
These tools reveal what every mom already knows: we are running the economy 24/7.
If time is money, then moms are doing millionaire level work.
Money Mom is not only about money.
It’s also about acknowledging that motherhood comes with a whole unpaid, unseen, unending full time job on top of your full time job. Now that is worth something.
On my Resources page, you will find a collection of Mom Life Calculators that finally put numbers to the things that steal your time, your energy, your sleep, and sometimes your sanity. These are not finance bro calculators: these are real life mom survival tools.
In fact, the finance bros yelling on the internet could learn a thing or two from watching a mother manage nap schedules, grocery budgets, daycare emails, and a toddler meltdown at the same time.
Maybe we should be teaching finance bros how to optimize their lives. Because let’s be real: no one multitasks like a mom.
And as the saying goes, time is money. Which means mothers are basically carrying a fortune in invisible labour that no one is counting.
Until now.
Here is why each one matters and why you will laugh, cry, and maybe send a subtle link to your partner:
You know all the work you do that magically “just happens”
This calculator finally measures it. The errands. The reminders. The mental gymnastics. Turns out you are running a household empire and should probably be paid CEO money.
House Cleaning cost calculator
With this calculator, you can finally figure out if hiring a cleaner fits your budget and your sanity levels. Think of it as your permission slip to buy back a little time, skip the Saturday scrubbing, and maybe even catch up on your favorite show without guilt. Keep reading to see what cleaning services usually cost and whether outsourcing the chaos is actually the smarter money move for your life.
This one quantifies the constant brain buzzing that never shuts off. Doctor appointments. Snowsuits. Permission slips. New shoes. Laundry. Lunches. It is like checking your mental RAM and seeing that you have five percent left. Relatable.
Think of this as the BuzzFeed quiz of mom stress. Except instead of telling you which Disney princess you are, it shows which parts of your life are quietly draining your soul.
Fun.
If you have ever wondered why you feel tired even after sleeping eight hours once, this calculator will solve the mystery. You are in sleep arrears. You owe your body more hours than your toddler owes you crumbs in the car seat.
Household Labour Split Calculator
A truth telling machine.
You and your partner both “feel” like you do fifty percent.
This calculator shows the truth.
Brace yourself.
The end of buyer’s remorse. From strollers to kitchen gadgets, this tool shows whether something is actually worth the price. Best used on expensive toys, fancy baby carriers, and anything you have ever bought at three in the morning.
Why this all matters
Money is important, but so are the things that drain your time, your energy, and your mental health. These calculators exist because motherhood is not only about dollars spent. It is about the hidden hours you pour into your family every single day.
And now, for once, the math is mathing.

